Commercial Collections Blog

Mini-Miranda Rights

Mini-Miranda Rights

Mini-Miranda rights were established by the FDCPA of 1977 to guard consumer protection. It gave consumers legal protection against abusive debt collectors


Restarting the Clock on an Old Debt

Restarting The Clock of Old Debt

As discussed in previous articles, creditors seeking to collect on old accounts that are long past due must collect within their state‚Äôs defined statute of limitations. Failing to recover unpaid bills before the statute of limitations expires means sacrificing any legal recourse to sue the borrower/debtor to force them to pay what they owe. However, […]


How Effective are Your In-House Collections?

Effectiveness In House Collections

In-house collections is rated according to the standard known as the Collection Effectiveness Index. How effective are your collections


Time is Up!

Time is Up! - Past Due

Time-barred debt also directly affect business credit as well. Collecting on old debts is a bit of a two-edged sword because it gives the creditor a chance to recover some or all of their unpaid accounts


Top 10 Collection Agencies


Commercial Collections


Principles for Collecting Debt


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