Commercial Collections Blog

Standard and Poors Ratings

Standard & Poors’ Ratings For Bonds:

Note: Ratings can be additionally extended with + or – sign (AA-  is poorer than AA).

BBB- is the lowest investment-grade rating.

AAA    Extremely good credit; extremely reliable with financial obligations

AA       Very good credit quality; very reliable

A          Good credit;  susceptible to economic conditions

B          Currently showing ability to meet financial obligations; vulnerable to economic conditions

BB       Best sub-investment credit;  caution is necessary

BBB    Lowest investment-grade rating

C         Payments on current obligations continuing; close to or already bankrupt

CC      Currently vulnerable to nonpayment; dependent on favorable economic conditions

CCC   Highly vulnerable to payment default

D         Payment default(s) has already occurred

Debt Collection News

  • Business celebrates 100 years of helping consumers overcome bad credit

    January 18, 2018
    STOCKTON — A century ago, CB Merchant Services began as a debt collection agency, known then as the Stockton Merchants Association. In that time, the not-for-profit organization has worked diligently to help clients recover debts and to help those who owe get their credit back on track. During the ...
  • Should debt collection be a primary funding source for healthcare providers?

    January 18, 2018
    ... the new model that needs to be adopted. You can find more about the process at https://aaacreditguide.com/medical-bills/. One of the most ingenious ideas in the business belongs to Tenet Healthcare who has sold its least profitable hospitals but keeps them as clients for the debt collection subsidiary.
  • NY AG Asks Court To Force Debt Collector To Hand Over Docs

    January 18, 2018
    Law360, New York (January 17, 2018, 10:45 PM EST) -- The New York Attorney General's Office on Wednesday asked a New York federal court to force a debt collection company and its owner to turn over financial documents, business records and other information that the agency is seeking in its suit ...