Montana Commercial Collection Agency

MontanaCollection Agency
Montana Collection Laws

Burt and Associates is a Collection Agency that specializes in Commercial Collections.

Full Debt Commercial Collection Agency Coverage for Montana MT

Billings | Great Falls | Missoula | West Glacier

Burt & Associates a national debt collection agency with full collection coverage for Montana. We invite you to review our services and feel free to contact us with any questions or comments you may have.

Contact Burt & Associates

By Phone:
Toll free: 1-877-740-7839

Or Fill out our Collection Agency Contact form

To Get A Free Quote, know our Collection Rates or call us toll free 1 (877) 740-7839 and get started today!

Montana Collection Laws

We hope that this information on Montana Collection Agencies assists you. he following is a summary of the Montana Collection Laws. The information here may not be 100% accurate and should not to be construed as legal advise.

• Montana Collection Laws Interest Rate
  Legal: 10%
  Judgment: 10%
  A binding written agreement may provide for interest of 15% or 6% above prime
  
  
• Montana Collection Laws Statute Of Limitations (Years)
  Open account: 5
  Written Contract: 8
  Domestic Judgment: 6 (over $5000) Renewable
  Foreign Judgment: 6 Renewable
  
  
• Montana Collection Laws Bad Check Laws (NSF) (Civil Penalty)
  $100 minimum or 3 times face value up to $500
  
  
• Montana Collection Laws General Garnishment Exemptions
  See federal law

Montana Debt Collection Tips

In a time of growing debt, increased bankruptcies and every changing economy, Burt & Associates is launching a community service campaign to educate high school students about credit and debt management. At no charge to schools, we have developed materials that will aid teachers and parents in teaching financial literacy before the students get out into the real world. Information such as managing a credit card, opening a checking or savings account, protecting and building your credit score and buying your first car is explained in detail and at a level with which the teen can identify. A new form of credit building called "piggybacking" is also explained.

"Piggybacking" is a great way for a parent or other relative with excellent credit to pass their credit history to their teen. It is done by adding the teen to a credit card as an Authorized User. Once this is done, the "Piggybacker" will receive the same credit history as the cardholder. You don't even have to give them a card! After a few months of reporting, the cardholder can remove the additional Authorized User from the account, but their credit history will remain. This method is an excellent way to help your child establish credit history or nourish an unhealthy FICO score. Beware, though, of those who wish to profit from this. Many people have begun "renting" their credit scores by charging fees to allow "Piggybackers" on their personal cards.

You can find out more information about our program on our website.

Burt & Associates is a SAS-70 Type II Certified commercial collection agency. We are here to help you in any way possible manage your accounts receivable so you can focus on running your business. Call us today and let us show you what we can do for you.

With warmest regards,

Jerry Curtis
President & CEO

Educational Tidbits For Today's Credit Executive
Small Business Owners Cautiously Optimistic

A recent survey by Visa Small Business' Spend Insight revealed that the nation's small business owners are cautiously optimistic about the future. While more than 58% of the small business owners surveyed expect to reduce their large capital investments, more than 40% expect to reduce their smaller capital investments. Less than half expect revenues to increase over the next six months and nearly a quarter of small business owners expressed concern that increasing mortgage costs could have an impact on their businesses.

Are more of the nation's small businesses funding their operations through the use of credit cards? According to Visa, the average credit card transaction for such business expenses as advertising, publishing and public relations increased 8% for the twelve month period ended 6/30. In addition, while over 40% of the small businesses surveyed anticipate an increase in both profits and revenue in the next six months, more than 70% also expected an increase in energy costs.

The Credit Manager's Q&A Corner

QUESTION: Describe the role of a receiver in bankruptcy proceedings.

ANSWER: A receiver, particularly in foreign or state-court proceedings, is a person who is appointed by the court to take custody of a debtor's property.