Education « Burt and Associates – Commercial Debt Collection

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2019 Fair Debt Collection Practices Act

The Federal Trade Commission (FTC) is the nation’s consumer protection agency. The FTC works to prevent fraudulent, deceptive and unfair business practices in the marketplace. For your information is available the 2019 Fair Debt Collection Practices Act. FDCPA 2019

Mississippi

In Mississippi, no pre-lien notices are required. Mechanic’s lien laws specifically include engineers as long as actual work is underway. A lien must be filed within 12 months from when unpaid fees were due.

Minnesota

A pre-lien notice is only required on smaller residential projects. It is not required on construction of 5000 square feet or more

Michigan

For subcontractors, a pre-lien notice must be filed within 20 days of first furnishing services. For others, a mechanic’s lien must be filed within 90 days of last furnishing services